Getting Yourself Insured

When my second sister was hospitalised recently due to pneumonia it became a wake up call for all of us. Life's really unpredictable.  Hence, recently, I decided to meet up with 4th sister's insurance agent from Prudential. Even though medishield life is already in place, I still felt that it is better to get an integrated shield plan with rider. So for mine, I pay $366 by cash per year and $200 by medisave. This plan covers 100 percent of your hospitalization fees. Plus, I would prefer to go to private hospital or stay in b1 ward. This is because I have seen how serious is the bed crunch issue at government hospitals. So while you can still afford it as premiums are lower when you are younger, it is better to get yourself insured. After getting the insurance, I feel more or less more at ease. Now I have both savings plan as well as medical insurance. It feels complete. So have you purchased your insurance yet?